Medicare Supplement (Medigap)
Original Medicare covers a lot—but not everything. That’s where Medicare Supplement plans (also known as Medigap) come in.
If you want the freedom to see any doctor who accepts Medicare, and protection from unexpected out-of-pocket costs, a Medigap plan may be the right fit. At My Silver Link, we’ll walk you through the details so you can choose with confidence.
Is Medigap the same as Medicare Advantage?
No. Medigap works with Original Medicare, while Medicare Advantage is a bundled alternative to Original Medicare. You can’t have both at the same time.
Do Medigap plans cover prescription drugs?
No. You’ll need a separate Part D plan to cover medications. We can help with that, too.
Can I use my Medigap plan anywhere?
Yes. Medigap plans are accepted by any doctor or hospital that takes Medicare nationwide.
When can I enroll in a Medigap plan?
The best time is during your Medigap Open Enrollment Period, which starts the first month you're 65 or older and enrolled in Part B. You can apply later, but acceptance isn’t always guaranteed.
Is Medigap more expensive than Medicare Advantage?
It depends. Medigap plans often have higher monthly premiums but lower out-of-pocket costs. We’ll help you compare both options clearly.
Fill the Gaps. Keep the Freedom.
What Is Medigap?
Medicare Supplement (Medigap) plans work alongside Original Medicare (Parts A & B) to help cover costs like:
- Deductibles
- Copayments
- Coinsurance
- Excess charges
These plans are offered by private insurance companies and are standardized across most states—so Plan G from one company offers the same core benefits as Plan G from another.
Why Choose a Medigap Plan?
Medigap plans are ideal for people who:
- Want predictable costs and protection from large out-of-pocket bills
- Prefer freedom to see any doctor who accepts Medicare—no networks
- Travel frequently or live in multiple states throughout the year
- Want to pair Medigap with a standalone Part D drug plan for full coverage
We’ll help you decide which Medigap plan fits your medical needs and budget—and whether it’s the best path for you.